Retirement income and protection
Grow your savings safely, with no market downside, or turn part of what you have already built into income that lasts a lifetime.
8 years helping families plan · Serving clients throughout the United States
Two simple paths
Annuities can do two very different jobs. Here is a clear look at both, so you can decide which conversation is worth having.
Option 1
A way to keep growing your savings while protecting what you have already built.
Option 2
Turn part of a retirement account into a paycheck you cannot outlive.
Getting started
The next move is a short conversation. From there, the path is clear.
A simple conversation, on your schedule, with no pressure to decide on the spot.
We will look at what you have, what you want, and which path may fit.
Grow your savings safely, or create income you cannot outlive.
Client scenarios
Every situation is different. These examples show how two common goals can be met with the right kind of annuity.
She'd just retired at 62 and needed income right away. We moved $250,000 from her IRA into an income annuity, and now she gets $2,000 every month for the rest of her life, guaranteed.
At 56, they'd ridden out some painful market drops, and one more big loss could have pushed back retirement. We moved $500,000 into an accumulation annuity with zero downside risk, growth potential of up to 10% a year, and annual lock-ins, so every gain they earn is theirs to keep.
Workshops & education
Sharon regularly leads workshops that help families understand retirement income, protection, and long-term care.
About Sharon
Licensed insurance professional
For 8 years, Sharon Zafrani has helped families make confident decisions about retirement, income, and long-term care. As a mom of three and a daughter of aging parents, she knows firsthand the pressure of planning for both generations. She started out wanting to understand her own family's finances and realized how many people in her community had no one to walk them through it. Today she's the trusted guide who helps clients turn their savings into security and peace of mind, using solutions most people never hear about.
A free 15-minute call is enough to talk through your goals and see whether an accumulation or income annuity may be a good fit.